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Tag: #floridamortgage

Real Estate Still Holds the Title of Best Long-Term Investment

Real Estate Still Holds the Title of Best Long-Term Investment Simplifying The Market

With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting. Here’s some information that could help put your mind at ease by showing that investing in a home is still a powerful decision.

According to the experts at Gallup, real estate has been crowned the top long-term investment for a whopping 12 years in a row. It has consistently beat out other investment types like gold, stocks, and bonds. Just take a look at the graph below – it speaks volumes:No Caption Received


But why does real estate continue to reign supreme as a top-notch long-term investment? It’s because, even today, buying a home can be your golden ticket to building wealth over time.

Unlike other investments that can feel a bit like riding a rollercoaster with all the ups and downs and ongoing risk factors, real estate follows a more predictable and positive pattern.

History shows home values usually rise. And while prices may vary by market, that means as time goes by, your house is likely to appreciate in value. And that helps you grow your net worth in a big way. As an article from Realtor.com explains:

Homeownership has long been tied to building wealth—and for good reason. Instead of throwing rent money out the window each month, owning a home allows you to build home equity. And over time, equity can turn your mortgage debt into a sizeable asset.”

So, if you’re on the fence about whether to rent or buy, remember that real estate was consistently voted the best long-term investment for a reason. And if you want to get in on that action, it may make sense to go ahead and buy (if you’re ready and able).

Bottom Line

When it comes to building wealth that stands the test of time, real estate is the name of the game. If you’re ready to start on your own journey toward homeownership, connect with a local real estate advisor today.

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Mortgage Broker vs. Bank: Which Will Save You More? #mortgagebrokervsbank #floridamortgagebroker #floridamortgage #fidelityhomegroup

Mortgage Broker vs. Bank: Which Will Save You More? #mortgagebrokervsbank #floridamortgagebroker #floridamortgage #fidelityhomegroup ? original sound – Fidelity Home Group® – Fidelity Home Group®

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What To Do When Your House Didn’t Sell

What To Do When Your House Didn’t Sell Simplifying The Market

If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment. And as you’re working through that, you’re probably also wondering what went wrong and what you should do next.

If you still need to move and want to get it back on the market, here are some things to consider as you look back.

Was It Priced for Today’s Market?

Setting the right price from the start is key. While it might be tempting to try shooting high with your price, that can slow down the selling process big time. If your house was priced higher than others similar to it, it may have turned away buyers. And that’s likely why it sat on the market. As Rocket Mortgage explains:

“Buyer interest in your home is highest when it first comes on the market. That’s why it’s so important to start with the right price on day one. . . If you overprice your house, buyers may just raise an eyebrow and move on to the next listing without even coming for a showing. . . It can be easy to think your home is worth more but try not to let sentimental value color your judgment. Your home’s true value is whatever a buyer is willing to pay for it.”

Was It Easy for Buyers To Tour?

One of the biggest mistakes you can make when selling your house is overly restricting the days and times when potential buyers can tour it. Even though it might feel stressful to drop everything and leave when buyers want to see your house, being flexible with your schedule is important. After all, minimal access means minimal exposure to buyers. ShowingTime advises:

“. . . do your best to be as flexible as possible when granting access to your house for showings.”

Was It Set Up To Make the Best Impression on Buyers?

If buyers weren’t interested in your house, it’s worth taking another look at your home through their eyes. Are there outstanding repairs that may be distracting them? Even if it’s a small thing, some buyers may see it as a sign the maintenance on the home is falling behind.

Just remember, you don’t always need to make big upgrades. Selective small repairs or touch-ups go a long way. Things like tidying up your landscaping, a fresh coat of paint inside, or removing personal items and clutter can work wonders in sprucing up the house for potential buyers. You could also consider staging the home.

Were You Willing To Negotiate?

If there were offers coming in, but you weren’t ready to negotiate, that may be another reason why it didn’t sell. While you want to get top dollar for your house, you also need to be realistic about what your house can net in today’s market. The market is still tipped in a seller’s favor, but the supply of homes for sale is growing and buyers are feeling the sting of higher mortgage rates. So being willing to play ball can make closing a deal a whole lot easier. A skilled agent can help. As Ramsey Solutions explains:

“If you don’t have the money or time to fix home issues, consider offering some other form of incentive to buyers. . . An experienced real estate agent can help you arrange a deal where you and your buyer both come out on top.” 

Did You Listen To Your Agent?

If you want an expert’s advice on why it didn’t sell, rely on a trusted real estate agent. Whether that’s the agent you used previously or a new one once the listing has officially expired, a great agent will sit down and take the time to talk it over with you. They’ll want to hear your honest opinion on what worked and what didn’t, and where you want to go from here.

Then, they’ll offer their perspective. This includes tailored advice and effective strategies for re-listing your house to get it sold. As Better Homes & Gardens says, an agent should be your go-to resource in this situation:

“If you’re frustrated with the timeline of your sale, chat with your real estate agent. Agents want what is best for you and the sale of your home, and having open communication about any frustrations will be key.”

Bottom Line

It’s natural to feel disappointed when your listing has expired and your house didn’t sell. Connect with a reliable real estate agent to determine what happened, and what changes you should make to get your house back on the market.

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Miami-Dade County Market Snapshot #miami #miamirealestate #miamimortgage #fidelityhomegroup #floridamortgage

Miami-Dade County Market Snapshot #miami #miamirealestate #miamimortgage #fidelityhomegroup #floridamortgage ? original sound – Fidelity Home Group® – Fidelity Home Group®

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Orlando: Florida’s Second Leading Rental Market #floridarentalmarket #rentalmarket #rentalproperties #fidelityhomegroup #floridamortgage

Orlando: Florida’s Second Leading Rental Market #floridarentalmarket #rentalmarket #rentalproperties #fidelityhomegroup #floridamortgage ? original sound – Fidelity Home Group® – Fidelity Home Group®

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Florida Cities: The Highest and Lowest Cost of Living #costofliving #floridacostofliving #florida #floridalife #fidelityhomegroup

Florida Cities: The Highest and Lowest Cost of Living #costofliving #floridacostofliving #florida #floridalife #fidelityhomegroup ? original sound – Fidelity Home Group® – Fidelity Home Group®

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Florida Introduces Reinsurance Program to Stabilize Market #floridareinsuranceprogram #floridarealestate #floridamortgage #fidelityhomegroup #floridamortgage

Florida Introduces Reinsurance Program to Stabilize Market #floridareinsuranceprogram #floridarealestate #floridamortgage #fidelityhomegroup #floridamortgage ? original sound – Fidelity Home Group® – Fidelity Home Group®

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Florida Property Insurance: 14% Rate Hike for 2025 #floridahomeownersinsurance #homeownersinsurance #floridarealestate #floridamortgage #fidelityhomegroup #floridamortgagecompany

Florida Property Insurance: 14% Rate Hike for 2025 #floridahomeownersinsurance #homeownersinsurance #floridarealestate #floridamortgage #fidelityhomegroup #floridamortgagecompany ? original sound – Fidelity Home Group® – Fidelity Home Group®

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Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC]

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC] Simplifying The Market

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Some Highlights

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Sunshine State Standouts: Top Florida Cities to Live In #floridarealestate #floridaliving #florida #floridalife #fidelityhomegroup #floridamortgage

Sunshine State Standouts: Top Florida Cities to Live In #floridarealestate #floridaliving #florida #floridalife #fidelityhomegroup #floridamortgage ? original sound – Fidelity Home Group® – Fidelity Home Group®

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