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At Fidelity Home Group, we are Florida Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique home buying or refinancing situation here in Florida.
Florida is more than beaches and theme parks; Florida offers No State Income tax, beautiful year round weather, and endless outdoor activities! Whether you are looking for a mortgage program for your Primary Home, Secondary Home or Investment Property, we have a personalized solution for your scenario. For first-time home buyers, we offer several mortgage solutions including VA, FHA, USDA and a 3% down payment conforming option.
If you have a unique property like a Condo, Condotel, Co-Op or a Non-Warrantable Condo, we have your mortgage solution! If you are a business owner or are self-employed, you may need a bank statement, a one-year tax return or an asset depletion mortgage. If you are an real estate investor, we offer ways to mortgage your investment property with a traditional investment property mortgage or utilize our DSCR [ Debt Service Coverage Ratio ] Program that uses the property’s annual net operating income and its annual mortgage debt, including principal and interest to qualify.