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Stated Income Mortgage

Unable to show income on your W2’s, Pay Stubs or Tax Returns? Not a problem, our Stated Income Mortgage Program is designed to use your assets or bank statements to show your income. 

Stated Income Mortgage Program

Are you a Business Owner or Self-Employed? Our Stated Income Mortgage is a perfect fit for borrowers who don’t qualify for traditional financing based on their tax returns or W-2 income. This program looks at the borrower’s overall financial and credit profile as well as an eligible third party’s certification of the borrower’s income.

Fidelity Home Group now has a True Stated Income Mortgage Program that is perfect for those who are Self-Employed and Business Owners. Here are some of the Highlights:
  • Loan Amounts to 3 Million
  • LTV to 70%
  • W2 OR Self-Employed Income Allowed
  • Purchase Or Refinance
  • Minimum Fico 640
  • Unlimited Cash Out Allowed
  • Primary or Second Home
  • Prior BK or Foreclosure Allowed
  • First-Time Home Buyers Allowed
  • Fixed and Arms Allowed
  • Interest Only Option Allowed
  • No 4506T Required
  • 100% Gift Funds Allowed
  • Cash-out CAN BE USED as Reserves Allowed
  • Debt to Income ratio up to 49.99% Allowed


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