Mortgage Document Checklist

PROPERTY INFORMATION

• Your executed purchase contract
• A copy of your earnest money check or wire receipt
• A settlement statement/closing disclosure showing the sale of your current home (if applicable)

SUPPORTING DOCUMENTATION

• Copies of driver’s license for each applicant and permanent resident card, if applicable
• Your most recent pay stubs that cover a 30-day period including year-to-date earnings
• Signed personal tax returns (including all pages) and W-2s for the most recent two years
• All pages of financial statements for each bank account, mutual fund, investment account, and assets you hold for the most recent two months
• All pages of your most recent corporate or partnership tax returns, if you own more than 25 percent of the entity
• If self-employed, copies of the past two years’ personal/business tax returns (Forms 1120, 1120S, 1065), if applicable
• If you own a rental property, a copy of the current rental agreement, property tax information, and a copy of homeowner’s insurance
• If you’re not selling your current home prior to purchasing a new home, provide a copy of mortgage coupon, property tax, and homeowner’s insurance information on current home
• If you’re retired, your pension award letter
• If you receive Social Security payments, your most recent Social Security award letter
• If child support income will be used to qualify, a copy of your divorce settlement, three months of canceled child support checks, or 12 months of historic printouts from your county’s child support division

VA LOANS

If you’re applying for a VA loan, we will need the following in addition to other documentation:

• A copy of your DD Form 214, Report of Separation
• Certificate of Eligibility