Your Comprehensive Document Checklist for a Mortgage Loan
To qualify for a mortgage, we will need details about your financial status. These details aid them in assessing your affordability for a home, determining the feasible monthly payments, and identifying the most suitable home loan program tailored to your specific requirements.
Here are some of the documents commonly necessary when applying for a mortgage:
If Applicable:
Some mortgage programs do not require the traditional income documents but instead use other types of documentation. Click on the specific mortgage program to view additional documents that will be needed:
Documents Required:
Not Required:
No income documents are required [ no tax returns, no W2’s, and no pay stubs ]. When we order the appraisal, included will be a rent schedule that will project the rental income to be used income to qualify for the mortgage.