PROPERTY INFORMATION
- Your executed purchase contract
- A copy of your earnest money check or wire receipt
- A settlement statement/closing disclosure showing the sale of your current home (if applicable)
SUPPORTING DOCUMENTATION
- Copies of driver’s license for each applicant and permanent resident card, if applicable
- Your most recent pay stubs that cover a 30-day period including year-to-date earnings
- Signed personal tax returns (including all pages) and W-2s for the most recent two years
- All pages of financial statements for each bank account, mutual fund, investment account, and assets you hold for the most recent two months
- All pages of your most recent corporate or partnership tax returns, if you own more than 25 percent of the entity
- If self-employed, copies of the past two years’ personal/business tax returns (Forms 1120, 1120S, 1065), if applicable
- If you own a rental property, a copy of the current rental agreement, property tax information, and a copy of homeowner’s insurance
- If you’re not selling your current home prior to purchasing a new home, provide a copy of mortgage coupon, property tax, and homeowner’s insurance information on current home
- If you’re retired, your pension award letter
- If you receive Social Security payments, your most recent Social Security award letter
- If child support income will be used to qualify, a copy of your divorce settlement, three months of canceled child support checks, or 12 months of historic printouts from your county’s child support division
VA LOANS
If you’re applying for a VA loan, we will need the following in addition to other documentation:
- A copy of your DD Form 214, Report of Separation
- Certificate of Eligibility