Are You Self-Employed or a Business Owner and looking to buy a home? Fidelity Home Group offers a 1-Year Tax Return Loan Program for Self-Employed / Business Owners as well as those whose employment histories and tax returns may not reflect their viability for a mortgage over a full two year period.

1-Year Tax Return Loan Program

• 1-year of most recent tax returns
• Must be business owner/self-employed for a minimum of 5 years with documentation
• Last 6 months Bank Statements
• Year to Date P & L 
• Up to 70% Loan to Value [ Minimum 30% down paymett ] 
• Credit scores down to 700
• Owner-occupied, 2nd homes, and investment properties
• SFRs, town homes, condos, 2-4 units
• 5/1 ARM or 30-year fixed
• 4 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
• Seller concessions to 6% (2% for investment)
• Minimum Loan Amount is $200,000
• Maximum Loan Amount is 3,500,000

When your ready to get started on your 1 year tax return loan, we are experts to guide you through the entire process, the first step is getting you pre-approved. You can click on the button below or apply online; if you prefer to speak with one of our Home Buyer Experts, we would be happy to speak with you at 888-259-2257.