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 Conforming Loan amounts up to $726,200 | FHA Loan Limits are specific to each Florida County
Check to See Florida FHA loan limits here

FHA Mortgage Rates

FHA Mortgage Programs

An FHA loan is a mortgage that is insured by the Federal Housing Administration. FHA loans usually have less rigorous lending standards and lower down-payment requirements, this makes FHA loans popular with first time home-buyers. FHA is an agency within the U.S. Department of Housing and Urban Development.


Why a FHA loan



FHA loan qualification requirements

  • Credit scores as low as 620 may qualify
  • Buy a home with as little as 3.5% down [ primary residence ]
  • Debt to income ratio less than 55%
  • 3 months of payment reserves required
  • Loan amount must be under FHA Mortgage Limits [ check here ]



How an FHA loan works

  • Pay your mortgage at any time without pre-payment penalties
  • 30-, 25-, 20- and 15-year terms are all available with fixed rates
  • 5-year adjustable-rate mortgages are available
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See How Much You Can Borrow

You’ve estimated your affordability, now get pre-qualified by Fidelity Home Group to find out just how much you can borrow.

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FHA 203K Renovation Loan

An FHA 203(k) loan simplifies the home renovation process. FHA 203(k) loans are typically given to buyers who want to purchase a home and perform upgrades, repairs, remodel or customize to their needs and wants.

When your ready to start your FHA loan, we are experts to guide you through the entire process, the first step is getting you pre-approved. You can click on the button below or apply online; if you prefer to speak with one of our Mortgage Experts, we would be happy to speak with you at 888 259 2257.

   


Copyright © 2023 Fidelity Home Group supports Equal Housing Opportunity | All Right Reserved  | NMLS Identifier 1834853. Fidelity Home Group is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Fidelity Home Group is a Mortgage Corporation serving the state of Florida. Not intended for legal or financial advice, consult your own professionals if such advice is sought. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties in the state of New York will be accepted through this site. Accessibility Statement  | Consent to Receive Electronic Loan Documents  |  Cookies Policy   |  Disclosures  | Email and Mobile PolicyFair Lending Policy  |  File a Complaint Mortgage Assumptions  |  NMLS Consumer Access  |  Privacy Policy  |  Terms of Use