Available 7 Days/Week       MON - FRI  8am - 7pm       SAT - SUN  10am – 6pm
Call us (888) 259-2257
Apply Now

 

View Loan Assumptions
 Rates subject to change without notice

 Conforming Loan amounts up to $726,200 | FHA Loan Limits are specific to each Florida County
Check to See Florida FHA loan limits here

Florida Jumbo Mortgage

Florida Jumbo Mortgage | Florida Jumbo Loan

Non-Conforming or Jumbo mortgages are home loans that exceed conforming loan limits. A non-conforming loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a non-conforming  loan may be right for you. The standard limit on conforming loans for 2022 is $647,200 in most areas of the country, but jumbo mortgages commonly exceed these limits.

Jumbo Mortgage Qualification Requirements

  • Credit scores as low as 680 may qualify
  • Buy a home with as little as 10% down payment for primary residence
  • Buy a home with as little as 25% down payment for second home
  • Buy a home with as little as 35% down payment for an investment property
  • Loan amounts up to $5,000,000
  • One appraisal required for all loan amounts less than or equal to $1,500,000
  • Two appraisals required for all loan amounts greater than $1,500,000
  • Reserves are required; amount of reserves will depend on loan to value, loan amount and property occupancy

Jumbo Property Types

  • Allowed property types include single-family residences
  • Warrantable condominiums
  • Properties in Planned Unit Developments (PUDs)
 When your ready to start your non-conforming loan, we are experts to guide you through the entire process, the first step is getting you pre-approved. You can click on the button below or apply online; if you prefer to speak with one of our Mortgage Experts, we would be happy to speak with you at 888 259 2257.
Mortgage Calculator
$
%
Calculate

Helpful Tools
Get Pre-Qualified Prove you are ready to buy
See Current Mortgage Rates Compare today’s rate in real time
Mortgage Calculator Estimate your monthly payment
Affordability Calculator See how much you can afford.
Mortgage Glossary Read mortgage terms & definitions

Reviews

We deliver an unparalelled concierge experience for all of our clients.

See Our Reviews

   


Copyright © 2023 Fidelity Home Group® supports Equal Housing Opportunity | All Right Reserved  | NMLS Identifier 1834853. Fidelity Home Group® is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Fidelity Home Group® is a Mortgage Corporation serving the state of Florida. Not intended for legal or financial advice, consult your own professionals if such advice is sought. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties in the state of New York will be accepted through this site. Accessibility Statement  | Consent to Receive Electronic Loan Documents  |  Cookies Policy   |  Disclosures  | Email and Mobile PolicyFair Lending Policy  |  File a Complaint Mortgage Assumptions  |  NMLS Consumer Access  |  Privacy Policy  |  Terms of Use