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 Conforming Loan amounts up to $647,200 | FHA Loan Limits are specific to each Florida County
Check to See Florida FHA loan limits here

Florida Jumbo Mortgage

Florida Jumbo Mortgage | Florida Jumbo Loan

Non-Conforming or Jumbo mortgages are home loans that exceed conforming loan limits. A non-conforming loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a non-conforming  loan may be right for you. The standard limit on conforming loans for 2022 is $647,200 in most areas of the country, but jumbo mortgages commonly exceed these limits.

Jumbo Mortgage Qualification Requirements

  • Credit scores as low as 680 may qualify
  • Buy a home with as little as 10% down payment for primary residence
  • Buy a home with as little as 25% down payment for second home
  • Buy a home with as little as 35% down payment for an investment property
  • Loan amounts up to $5,000,000
  • One appraisal required for all loan amounts less than or equal to $1,500,000
  • Two appraisals required for all loan amounts greater than $1,500,000
  • Reserves are required; amount of reserves will depend on loan to value, loan amount and property occupancy

Jumbo Property Types

  • Allowed property types include single-family residences
  • Warrantable condominiums
  • Properties in Planned Unit Developments (PUDs)
 When your ready to start your non-conforming loan, we are experts to guide you through the entire process, the first step is getting you pre-approved. You can click on the button below or apply online; if you prefer to speak with one of our Mortgage Experts, we would be happy to speak with you at 888 259 2257.
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