Get a rate quote — no personal info If you’re self-employed or a business owner, buying a home can feel complicated due to income documentation requirements. But with the 1 -ear Tax Return Loan Program, you can qualify using just your most recent tax return—even if you don’t have two full years of traditional employment history. Here’s how it works: – Must be self-employed or business owner for at least 5 years. – Provide your latest tax return, 6 months of bank statements, and a year-to-date profit & loss statement. – Minimum credit score of 700. – Loan-to-value up to 80% for purchases, 75% for refinances. – Loan amounts from $200,000 to $3,500,000. – Supports primary, secondary, and invest
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