Your dream Florida condo just got flagged by every major lender. Here is who actually says yes. A non-warrantable condo is a unit or project that does not meet Fannie Mae and Freddie Mac eligibility criteria. When that happens, most lenders walk away and treat the deal as too high risk. A condo can be labeled non-warrantable for reasons like: New construction still selling out Owners lacking control over the HOA An underinsured master insurance policy Low HOA reserves A high percentage of non-owner-occupied units Short-term rentals allowed in the building A single entity owning more than 10% of the units Ongoing litigation involving the owner or developer Any one of these can stop a standard

Your dream Florida condo just got flagged by every major lender. Here is who actually says yes. A non-warrantable condo is a unit or project that does not meet Fannie Mae and Freddie Mac eligibility criteria. When that happens, most lenders walk away and treat the deal as too high risk. A condo can be labeled non-warrantable for reasons like: New construction still selling out Owners lacking control over the HOA An underinsured master insurance policy Low HOA reserves A high percentage of non-owner-occupied units Short-term rentals allowed in the building A single entity owning more than 10% of the units Ongoing litigation involving the owner or developer Any one of these can stop a standard mortgage cold. That does not mean the condo is unfinanceable. It means you need a lender who works these files every day. That is what we do. Non-warrantable condo loans are hard to find in Florida because most lenders do not offer them. We do, and we know how to turn a flagged unit into a closed loan. Have a condo that traditional lenders rejected? Call us 7 days a week at 407-955-4575. ? Link in bio ? original sound – Fidelity Home Group® – undefined