Category: Mortgage Rates

Fidelity Home Group | Home Sales Picked Up Coming into 2026 Home sales picked up coming into 2026. We had the best December for home sales in almost 3 years. Buyers aren’t waiting for spring. Maybe you shouldn’t either. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.nar.realtor/research-and-statistics/housing-statistics/existing-home-sales https://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-5-1-increase-in-december

Buying a home as a self-employed borrower in Orlando can be tricky without traditional income proof. Our Bank Statement Program uses 12-24 months of bank statements to verify income, making it easier for freelancers and business owners to qualify. One client closed in Orlando in just 22 days, securing their dream home without tax returns. This program helps navigate non-traditional income so you can buy the home you want. Curious if this fits your situation? Reach out to learn more! ? Link in profile #SelfEmployedHomeLoan #BankStatementLoan #FloridaRealEstate #HomeBuyingTips #FidelityHomeGroup

Fidelity Home Group | Buyers Will Have More Options in 2026 Forecasts show the number of homes for sale is expected to go up another 9-10% this year. To make sure you always know about the latest listings in our area, let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

? Self-employed and business owners in Florida: Getting a mortgage can be tricky, right? Fidelity Home Group totally gets it, and they’ve got your back with tailored loan programs just for you. Whether you use bank statements, stated income, or profit & loss reports, there’s a plan designed to fit your unique business and lifestyle. Secure your dream home with confidence this winter season! ? Benefits: • Flexible income verification options • Programs for all property types in Florida • Expert guidance every step of the way Ready to learn more or start your journey? ? Link in bio! ? Link in profile #FloridaHomes #SelfEmployedMortgage #FidelityHomeGroup #HomeLoanHelp #WinterHomeBuying

? Thinking of buying a condo? Here’s what you need to know about the DSCR mortgage program. It lets investors qualify based on the property’s income, not personal earnings. No need to show personal income, just your property’s cash flow. Minimum credit score is 660. Down payments vary by condo type—20% for warrantable, 25% for non-warrantable and condotel. You can buy or refinance, with loan amounts up to $5 million. Perfect for investors with business deductions. Got questions? Ask us anytime! ? ? Link in profile #OrlandoCondoloans #CondoMortgages #DSCRLoans #InvestorLoans #FloridaCondoloans #condotelfinancing

Fidelity Home Group | Mortgage Rates Are Down a Full Percentage Point from Last Year Mortgage rates are down a full percentage point from last year. That may not sound like a lot… until you see that it could save you $330 a month. If buying didn’t work for you last year, it’s time to re-run your numbers and see if 2026 is your year. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.mortgagenewsdaily.com/mortgage-rates/30-year-fixed

Running to secure the perfect self-employed mortgage? Discover fast approvals with bank statement loans and tailored programs just for Florida business owners. Your dream home is closer than you think! ? Link in profile #SelfEmployedMortgage #BankStatementLoan #FloridaHomes #MortgageTips #HomeBuying

Are you self-employed and finding it hard to get a mortgage? Our Asset Qualifier program uses your assets, not just income, to help you qualify. With options like bank statement and 1-year tax return loans, we tailor solutions to your situation. Secure your home loan faster without the usual income proof hassles. ?? Ask about Bank Statement, P & L, 1-Year Tax Return loans! ? Link in profile #BankStatementLoans #SelfEmployedHomeLoan #AssetQualifier #FidelityHomeGroup #HomeLoanSolution

? Self-employed and dreaming of your own home in sunny Florida? We get it — traditional mortgages can be tricky when your income isn’t typical. That’s where our Portfolio Mortgage Programs come in! ? Tailored just for business owners, freelancers, and self-employed folks — we look beyond the usual paycheck stubs: • Primary Residence Only • Minimum 20% Down Payment with 720 credit with a minimum of 9 months of reserves for purchases • Minimum 25% Down Payment with 680 credit with a minimum of 6 months of reserves for purchases • No 4506T Required [ tax return verification ] • No Employment Required No more jumping through hoops to prove you’re mortgage-ready. Let’s chat and make your homeownership dreams happen in Naples! Learn more here ? https://www.fidelityhomegroup.com/stated-income-mortgage/ ? Link in profile #SelfEmployedHomebuyer #FloridaRealEstate #FidelityHomeGroup #MortgageHelp #FloridaHomes

Buying a home as a self-employed business owner in Florida can feel complicated, especially when proving your income with 12 or 24-months of Bank Statements. Asset qualifier loans offer a flexible path by allowing lenders to consider your assets in place of traditional income verification. This means your savings, investments, or other assets can help you qualify even if your business income varies. These loans can provide stability and confidence during the mortgage process, making homeownership more accessible for entrepreneurs like you. Learn more about how asset depletion programs work and how they can fit your unique financial situation. Reach out to Fidelity Home Group for guidance tailored to Miami business owners ready to buy. #BankStatementLoans #SelfEmployedLoan #AssetQualifier #HomeBuyingTips #FidelityHomeGroup https://www.fidelityhomegroup.com/self-employed-mortgages/ ? Link in profile