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Category: Move-Up Home Buyers

A Metallic Living-Room Set Inspired by … the Elevator

Harry Nuriev still remembers his first ride in an elevator. He was a teenager. “While growing up in low-income projects in Russia, elevators were not very commonplace,” he explains. He has since been in many other elevators all over the world, but his latest project, The Elevator, a retr… More »

crosby studios, design hunting, design miami, Disclaimer: This is a user generated content for Fidelity Home Group. The views and writings here reflect that of the author and not of Fidelity Home Group. Read more at: https://www.curbed.com, harry nuriev

Some Under-$500 Architect-Approved Side Chairs

For architects, chairs are a microcosm of architecture. A chair, like a building, requires considerations of structure, form, proportion, texture, and aesthetics. A great chair, like a great building, is beautiful, well-balanced, sturdy, and, above all, well-suited to the human body. Designers re… More »

corner shop, curbed catalogue, Disclaimer: This is a user generated content for Fidelity Home Group. The views and writings here reflect that of the author and not of Fidelity Home Group. Read more at: https://www.curbed.com

Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need?

Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need? | Simplifying The Market

A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. Other people thought working from home would be temporary, so they chose to get creative and make the space they already had work for them. But recent headlines indicate working from home isn’t a passing fad.

If you’re still longing for a dedicated home office, now may be the time to find the home that addresses your evolving needs. More and more companies are delaying their plans to return to the office – others are deciding to remain fully remote permanently. According to economists from Goldman Sachs in a recent article from CNN:

“Job ads increasingly offer remote work and surveys indicate that both workers and employers expect work from home to remain much more common than before the pandemic.”

Other experts agree. A survey conducted by Upwork of 1,000 hiring managers found that due to the pandemic, companies were planning more remote work now and in the years to come. Upwork elaborates:

“The number of remote workers in the next five years is expected to be nearly double what it was before COVID-19: By 2025, 36.2 million Americans will be remote, an increase of 16.8 million people from pre-pandemic rates.”

The charts below break down their findings and compare pre- and post-pandemic percentages.Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need? | Simplifying The Market

How Does This Impact Homeowners?

If you own your home, it’s important to realize that continued remote work may give you opportunities you didn’t realize you had. Since you don’t need to be tied to a specific area for your job, you have more flexibility when it comes to where you can live.

If you’re one of the nearly 23% of workers who will remain 100% remote: 

You have the option to move to a lower cost-of-living area or to the location of your dreams. If you search for a home in a more affordable area, you’ll be able to get more home for your money, freeing up more options for your dedicated office space and additional breathing room.

You could also move to a location where you’ve always wanted to live – somewhere near the beach, the mountains, or simply a market that features the kind of weather and community amenities you’re looking for. Without your job tying you to a specific location, you’re bound to find your ideal spot.

If you’re one of the almost 15% of individuals who will have a partially remote or hybrid schedule:

Relocating within your local area to a home that’s further away from your office could be a great choice. Since you won’t be going in to work every day, a slightly longer commute from a more suburban or rural neighborhood may be a worthy trade-off for a home with more features, space, or comforts.

Bottom Line

If ongoing remote work is changing what you need in a home, let’s connect to find one that delivers on your new wish list.

Content previously posted on Keeping Current Matters Fidelity Home Group | Home Buyer Experts | Mortgage Rates

#fidelityhomegroup, #homebuyerexperts, For Buyers, For Sellers, Move-Up Buyers

‘That’s what hurt the most: the things you can’t replace’

In the days after Tropical Storm Ida hit New York City, the sidewalks along 89th Street in East Elmhurst were crowded with mud-soiled belongings: couches, mattresses, wooden desks, toys. This block of one-story, redbrick houses — home to working-class residents and immigrant families from countri… More »

climate change, Disclaimer: This is a user generated content for Fidelity Home Group. The views and writings here reflect that of the author and not of Fidelity Home Group. Read more at: https://www.curbed.com, east elmhurst, hurricane ida, neighborhoods, queens

Is Brian Benjamin the Person Who Can Turn NYCHA Around?

In 2017, Brian Benjamin was elected to the state legislature in a district with New York City’s largest share of public-housing complexes — and all the dismal conditions that come along with them. As the state senator for Harlem and its surrounding neighborhoods, he fielded complaints from reside… More »

cityscape, Disclaimer: This is a user generated content for Fidelity Home Group. The views and writings here reflect that of the author and not of Fidelity Home Group. Read more at: https://www.curbed.com, public housing

A Brooklyn Storefront Church, Resurrected As a Family Home

“We met at a birthday party,” artist/designer Virginie Sommet says of the client for this project, who was at the time living in a condo in Queens but wanted to buy a building where she could live (and have a garden) but also have rental income. Sommet,… More »

brooklyn, design hunting, Disclaimer: This is a user generated content for Fidelity Home Group. The views and writings here reflect that of the author and not of Fidelity Home Group. Read more at: https://www.curbed.com, great rooms, ocean hill, virginie sommet

Is It Time To Move on to a New Home?

Is It Time To Move on to a New Home? | Simplifying The Market

If you’ve been in your home for longer than five years, you’re not alone. According to recent data from First American, homeowners are staying put much longer than historical averages (see graph below):Is It Time To Move on to a New Home? | Simplifying The MarketAs the graph shows, before 2008, homeowners sold their houses after an average of just five years. Today, that number has more than doubled to over 10 years. The housing industry refers to this as your tenure.

To really explore tenure, it’s important to understand what drives people to make a move. An article from The Balance explores some of the primary reasons individuals choose to sell their houses. It says:

“People who move for home-related reasons might need a larger home or a house that better fits their needs, . . . Financial reasons for moving include wanting a nicer home, moving to a newer home to avoid making repairs on the old one, or cashing in on existing equity.”

If you’ve been in your home for longer than the norm, chances are you’re putting off addressing one, if not several, of the reasons other individuals choose to move. If this sounds like you, here are a few things to consider:

If your needs have changed, it may be time to re-evaluate your home.

As the past year has shown, our needs can change rapidly. That means the longer you’ve been in your home, the more likely it is your needs have evolved. The Balance notes several personal factors that could lead to your home no longer meeting your needs, including relationship and job changes.

For example, many workers recently found out they’ll be working remotely indefinitely. If that’s the case for you, you may need more space for a dedicated home office. Other homeowners choose to sell because the number of people living under their roof changes. Now more than ever, we’re spending more and more time at home. As you do, consider if your home really delivers on what you need moving forward.

It’s often financially beneficial to sell your house and move.

One of the biggest benefits of homeownership is the equity your home builds over time. If you’ve been in your house for several years, you may not realize how much equity you have. According to the latest Homeowner Equity Report from CoreLogic, homeowners gained an average of $33,400 in equity over the past year.

That equity, plus today’s low mortgage rates, can fuel a major upgrade when you sell your home and purchase a new one. Or, if you’re looking to downsize, your equity can help provide a larger down payment and lower your monthly payments over the life of your next loan. No matter what, there are significant financial benefits to selling in today’s market.

Bottom Line

If you’ve been in your home for 5-10 years or more, now might be the time to explore your options. Today’s low rates and your built-up equity could provide you with the opportunity to address your evolving needs. If you feel it’s time to sell, let’s connect.

Content previously posted on Keeping Current Matters Keeping Current Matters

#floridamortgage, #floridamortgagerates, #floriodamortgagenews

Will World of Interiors Get a Gut Reno Under Hamish Bowles?

Few magazines are as resistant to the winds of change as The World of Interiors, which has had only two editors in its 40-year history. Come January, it will get its third. Rupert Thomas, the 22-year stalwart and protégé of its founding editor, Min Hogg, will step down, and Hamish Bowles… More »

anna wintour, conde nast, Disclaimer: This is a user generated content for Fidelity Home Group. The views and writings here reflect that of the author and not of Fidelity Home Group. Read more at: https://www.curbed.com, hamish bowles, mastheads, world of interiors

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*Assumes 2.799% APR, 20% down payment, and conforming 30-year fixed rate first mortgage on a single family, primary residence. The monthly payment you enter includes only principal and interest. Additional required amounts such as taxes, insurance, home owner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Not all individuals will qualify for a mortgage loan based on the payment entered. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice.  **Posted APR is based on Mortgage Assumptions
 
 
Copyright © 2021 Fidelity Home Group supports Equal Housing Opportunity | All Right Reserved  | NMLS Identifier 1834853. Fidelity Home Group is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Fidelity Home Group is a Mortgage Corporation serving the state of Florida. Not intended for legal or financial advice, consult your own professionals if such advice is sought. Accessibility Statement  | Consent to Receive Electronic Loan Documents  |  Cookies Policy   |  Disclosures  | Email and Mobile PolicyFair Lending Policy  |  File a Complaint Mortgage Assumptions  |  NMLS Consumer Access  |  Privacy Policy  |  Terms of Use 

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