Student Loan Mortgage

Applying for a mortgage and your unable to get approved because your student loans are deferred and the traditional lender is using 1% of the student loan balance against your debt to income ratio?

LEARN MORE ABOUT OUR STUDENT LOAN PROGRAM

Student Loan Program

Applying for a mortgage and your unable to get approved because your student loans are deferred and the traditional lender is using 1% of the student loan balance against your debt to income ratio? We have a new mortgage program specifically for students loans that are deferred.

If you student loan is deferred more than 12 months, then we do not include the monthly payment to debt to income ratio.

Student Loan Program

If Student Loan are deferred for 12 months or more, no monthly payment is add to the DTI
Proof your student loan has been deferred for 12 month or more
Up to 90% Loan to Value
Credit scores down to 600
DTI up to 50% considered
Owner-occupied, 2nd homes, and investment properties
100% gift funds allowed
Non-warrantable condos considered
SFRs, town homes, condos, 2-4 units
5/1 ARM or 30-year fixed
2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
Seller concessions to 6% (2% for investment)

When your ready to get started on your student loan mortgage, we are experts to guide you through the entire process, the first step is getting you pre-approved. You can click on the button below or apply online; if you prefer to speak with one of our Home Buyer Experts, we would be happy to speak with you at 888-259-2257.

Student Loan Program

LEARN MORE ABOUT OUR STUDENT LOAN MORTGAGE PROGRAM