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Firefighters | EMS
Florida Heroes Mortgage ProgramOur Florida Heroes Mortgage Program is designed to provide down payment assistance in the form of a grant equal to eligible Firefighter & EMS Heroes!
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Police Officers, Troopers and Correctional Officers
Florida Heroes Mortgage ProgramOur Florida Heroes Mortgage Program is designed to provide down payment assistance in the form of a grant equal to eligible Law Enforcement Heroes!
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Educators | Healthcare Professionals
Florida Heroes Mortgage ProgramOur Florida Heroes Mortgage Program is designed to provide down payment assistance in the form of a grant equal to eligible Educators & Healthcare Heroes!
Florida Heroes Mortgage Program | Giving Credit Where Credit Is Due
You serve others before yourself. You give your time, your dedication, and your energy to making our communities better. Thanks to you, we’re all safer, stronger, happier.
Our Florida Heroes Mortgage Program is designed to provide down payment assistance in the form of a grant equal to a maximum of 3.5% of the purchase price for eligible the hero. This Down Payment Assistance is offered by a governmental entity and may be used with our FHA Program or our FHA Renovation Program.
It’s just one way we thank you for all of your sacrifices. Eligible professions: EMS, Military, Coaches, Educators, Firefighters, Law Enforcement, and Medical Professionals. Fidelity Home Group salutes our everyday Heroes that put others first! Call or text us at 407-955-4575 today to get started or complete the home purchase qualifier below.
Fidelity Home Group Florida Heroes Mortgage Program contains a wide array of options that could meet your needs including, but not limited to:
- Grant option available: a 2.0% or 3.5% Grant*
- May be combined with up to 6% seller concession for closing costs
- No resale or borrower repayment restrictions
- Minimum qualifying credit score: 680
- Maximum Debt to Income Ratio is 48.99%
- Homebuyer Counseling Certificate is required
- No Underwriting Fee
Who’s eligible for our Florida Heroes Mortgage Program?
In addition to helping first-time and moderate-income home buyers, our Florida Heroes Mortgage Program is available to make life easier for those eligible clients who make our lives easier.
This includes clients who are current, retired, volunteer, non-paid, or plan to become:
- First-Responders – Police Officers, Firefighters, Public Safety Officers, Paramedics, Troopers, Correctional Officers, Emergency Medical Technicians (EMT), including volunteers, or similar
- Educators – Teachers, Coaches, Principals, or similar
- Medical Personnel – Nurses, Doctors, Phlebotomists, Technicians, or hospital, American Red Cross worker, or similar
- Civil servant in a federal, state, or local municipality
- Military Personnel
* Our Heros Program cannot be used in conjunction with other grant programs or combined with other incentives. Eligible for purchase of primary residence only. This is a temporary offer and is subject to grant availability; the grant credit is not associated to the interest rate client pays. Limitations apply to the credit amount based on loan amount.