Our Certified Homebuyer Pre-Approval allows you to has the security of a cash buyer, this puts your offer above the rest. Being Certifed gives you the confidence when making an offer that you have the highest form of a Pre-Approval. Sellers prefer buyers that have a leg up on the competition!
Get Certified and Pre-underwritten!
Shop smarter, close faster with Fidelity Home Group’s Certified Homebuyer program. Just one of the benefits of becoming a Certified Homebuyer which is we pre-underwrite your home loan before you even go under contract. If you are thinking about buying a home in the next few months, your best bet is to become a Fidelity Home Group Certified Homebuyer today to help you save thousands. It’s a no-brainer!
By becoming certified while you plan your home search you will be able to:
Submit your offer with the ultimate confidence
Win the bidding war in a multiple-offer situation
Close faster and move into your new home sooner
What’s a Certified Homebuyer?
Many real estate markets are still dealing with low housing inventory so you want to make sure you position yourself as a cash buyer—and the next best thing to paying cash for your home is becoming a Fidelity Home Group Certified Homebuyer. This program works with all types of mortgage programs and helps set you up for home buying success to edge out your competition by increasing your negotiating power with a quick close.
Serious Offers are from Certified Homebuyers
Getting a Pre-approval is good, but getting a Certified Pre-Approval is the best. Becoming a Fidelity Home Group Certified Homebuyer is the Platinum standard when buying a home. This is commonly compared to a buyer offering cash to. buy a home.
When buying a home, the sellers care about two things; getting the most $$$ for the property and a fast closing. When your bidding against others for a home, you want to position your offer as the best; get Certified. This demonstrates to the seller that you went above and beyond and are a trustworthy buyer.Here’s the top 3 reasons this is your best option:
Your have an Initial Approval by an underwriter. This means you have submitted the required documents for a mortgage. That in itself shows your serious!
You have completed the most difficult part with gathering all the paperwork demonstrating creditability and having the funds to close. The result is a simple and fast closing!
This is the best, with you completing the majority of the work before you even have a sales contract, this gives you and the seller that sense of ease that this closing will happen fast – usually 10 – 14 days.
Speak with a Mortgage Expert to start the process to get Certified:
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**The certification is subject to the financial status and credit report(s) of everyone on the application remaining substantially the same until closing, an acceptable contract of sale on a suitable property, collateral (things like the appraisal, title, survey, condition, and insurance) satisfies the requirements of the Lender and loan selected is still available in the market. All closing conditions of Lender must be satisfied including the clear transfer of the title, acceptable and adequate title and hazard insurance, flood certification, and any inspections that are required by the real estate contract. The Fidelity Home Group Certified Homebuyer is not a commitment to lend funds and is not an approval, but it is a conditional approval subject to your acceptance of the terms and the conditions being fully satisfied prior to closing. All conditions are subject to final underwriting and final investor approval.
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