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Celerbation Florida Mortgage

Not everyone needs home financing, but most of us do. Obtaining home financing is a complex process with many steps. Choosing the home financing program can be very costly to a home buyer if the right decisions are not made. 

  • Interest rate: The interest rate is the percentage of your loan amount we charge you to borrow money.
  • Discount points: One point equals 1% of your mortgage amount. Points may lower your interest rate.
  • Lender Closing Costs: These fees, other than discount points, that are involved are charged to complete the mortgage. The fees such as credit report, flood determination, tax service, processing, underwriting and MERS.
  • Other Closing Costs: These fees are charged by the attorney, title company, state, city and county for the transaction. other than discount points, that are involved are charged to complete the mortgage. The fees are such as title settlement agent, title insurance, title endorsements, mortgage recording, stamps, and mortgage tax.
  • Loan term: Your loan term is the amount of time you have to pay off your mortgage balance. Shorter loan terms typically mean higher monthly mortgage payments, but often have lower interest rates and thereby end up costing you less money overall.

Buying a home in Celeration Florida?

If you’re looking to make some updates, remodel a fixer-upper or starting from the ground up, we can help you create your dream home. Find the information, resources, and financing you need to get moving on your project.

Becoming a homeowner comes with a lot of rewards, as well as added responsibility. Deciding to make such an important purchase is specific to your lifestyle. Here are some benefits and considerations you should discuss with your Home Buyer Expert before you begin the home buying process.


Benefits of homeownership:

  • Build Wealth  Although home value may increase or decrease short term, if you decide to stay in your home long term, it could gradually increase in value. This would provide you with a significant return on your investment.
  • Build Equity  Equity is the amount of money your house is worth minus what you still owe. Every time you make a mortgage payment, the amount you owe reduces and increases overall equity. This is beneficial, because equity can be accessed and converted to cash. 
  • Tax Deductions  As a home owner, your mortgage interest and property tax payments may be deductible from your federal taxes and possibly state taxes.*
    *Consult a tax professional for more information.
  • Strengthen Credit History  Making monthly loan payments is evidence that you are a responsible borrower, which builds your credit history. This will help you take out loans for other purchases, such as a car or even home renovations.
  • Create the Home You Want  Owning a home gives you the freedom to create your dream living environment. Whether you want to update appliances, paint rooms, landscape a yard, own pets – you will have a house that is completely yours to customize.
Your total payment will be
Purchase Price
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Down payment
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Term (years)
Interest rate
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